StandardVerified Q1 2026
Source: Acuity — Office Insurance
Acuity: Professional Services Insurance Appetite
Acuity covers professional service offices through their office insurance program. Their professional liability is available for select professions but is not as broad as CNA's or Hiscox's dedicated E&O platforms. For professional firms needing comprehensive E&O with high limits, CNA is the better primary market. Acuity works well as a package carrier for small Midwest professional offices.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Professional Liability |
| Cyber Liability |
| Umbrella/Excess |
Premium Range
$2,000-$10,000
Typical annual premium
Target States
32 states (Midwest/Central focus)
Key Features
- Office insurance program covering lawyers, accountants, financial planners, and insurance agents
- Professional liability for select professions including barbers, beauticians, funeral directors, and veterinarians
- Cyber liability coverage for offices handling sensitive client data
- Bis-Pak policy with business income included automatically
Limitations
- Professional liability limited to specific professions — not available for all professional services
- Large professional firms with complex E&O needs should consider CNA or Hiscox
- Limited to 32-state operating territory
Compare Other Carriers for Professional Services
Progressive CommercialStandard
$1,200-$6,000
TravelersStandard
$2,000-$15,000
CNAPreferred
$3,000-$25,000
HiscoxPreferred
$600-$6,000
ERGO NEXT InsurancePreferred
$500-$5,000
The HartfordPreferred
$2,000-$15,000
EMPLOYERS HoldingsPreferred
$600-$4,000
Erie InsurancePreferred
$2,000-$12,000
biBERKPreferred
$1,000-$8,000
AmTrust Financial ServicesPreferred
$1,500-$12,000
BTISPreferred
$1,500-$10,000
Pie InsurancePreferred
$500-$4,000