Acuity: Landscaping & Lawn Care Insurance Appetite

Acuity writes landscaping & lawn care at standard terms for clean accounts. Tree work dramatically increases GL premium – confirm with the client whether they do tree removal before quoting

Available Lines

Line of Business
Business Owners Policy (BOP)
General Liability
Commercial Property
Workers' Compensation
Commercial Auto
Inland Marine

Premium Range

$3,000-$18,000

Typical annual premium

Target States

29 states (Midwest and select Eastern states)

Key Features

Bis-Pak® covers landscaping & lawn care operations with Business Income, Seasonal variations in contents, Computer coverage
Workers' comp for 5-30 employees with online quoting and pay-as-you-go billing
Acuity provides inland marine covering equipment on trucks and job sites
Acuity provides broad completed operations coverage for plant material warranties
Online quoting available – agents can get landscaping & lawn care quotes without calling underwriting

Limitations

Tree work (removal, trimming, topping) excluded or surcharged – requires separate tree care endorsement
Pesticide/herbicide application may require separate pollution liability depending on volume
Heavy excavation or grading work beyond standard landscaping is typically declined

Compare Other Carriers for Landscaping & Lawn Care

Back to Acuity Profile