PreferredVerified Q1 2026
Source: Selective Insurance Group – Professional Services
Selective Insurance Group: Professional Services Insurance Appetite
Selective is an excellent choice for mid-size professional services firms in the Eastern US. Their E&O program covers accountants, consultants, staffing agencies, and marketing firms with a single-carrier solution. Sweet spot is $3,000-$40,000 premium. Competes well with Hartford and Travelers for this class.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Professional Liability (E&O) |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Cyber Insurance |
Premium Range
$3,000-$40,000
Typical annual premium
Target States
30+ states, strongest in Eastern US
Key Features
- Comprehensive E&O + BOP bundle for professional firms
- Cyber liability available as standalone or endorsement
- Workers' comp for office-based employees with clerical rates
- Commercial auto for firms with mobile professionals
- Umbrella/excess over GL and professional liability
Limitations
- Law firms and medical practices have separate specialty programs
- Architecture and engineering E&O is selectively written
- Revenue cap of $25M for standard program eligibility
Compare Other Carriers for Professional Services
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The HartfordPreferred
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biBERKPreferred
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AmTrust Financial ServicesPreferred
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Hanover InsurancePreferred
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Auto-Owners InsuranceStandard
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Guard Insurance GroupPreferred
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