PreferredVerified Q1 2026
Source: Erie Insurance — Offices & Professional Services
Erie Insurance: Professional Services Insurance Appetite
Erie has a dedicated Offices & Professional Services industry page, making this a named specialty class. Their professional liability is available for select professions. For attorneys, accountants, and consultants needing comprehensive E&O, pair with CNA or Hiscox for the professional liability and use Erie for the GL/property/WC package. Erie is very competitive for small professional offices in their territory.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Professional Liability |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
Premium Range
$2,000-$12,000
Typical annual premium
Target States
12 states + DC (IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WV, WI)
Key Features
- Dedicated Offices & Professional Services industry package
- Professional liability coverage for select professions including barber shops, nail salons, and hair salons
- Coverage designed for professionals balancing service delivery with business management
- Package program with GL, property, and professional liability bundled
- Competitive pricing for small professional firms through local agents
Limitations
- Only available in 12 states + DC
- Professional liability may be limited to specific professions — not as broad as CNA or Hiscox
- Large professional firms with complex E&O needs may need dedicated specialty markets
Compare Other Carriers for Professional Services
Progressive CommercialStandard
$1,200-$6,000
TravelersStandard
$2,000-$15,000
CNAPreferred
$3,000-$25,000
HiscoxPreferred
$600-$6,000
ERGO NEXT InsurancePreferred
$500-$5,000
The HartfordPreferred
$2,000-$15,000
EMPLOYERS HoldingsPreferred
$600-$4,000
AcuityStandard
$2,000-$10,000
biBERKPreferred
$1,000-$8,000
AmTrust Financial ServicesPreferred
$1,500-$12,000
BTISPreferred
$1,500-$10,000
Pie InsurancePreferred
$500-$4,000