Source: Insureon – Professional Liability Insurance
Insureon: Professional Services Insurance Appetite
Insureon is a digital marketplace, not a carrier. Policies are issued through partners. For professional services, Insureon's E&O comparison is the primary value – consultants can see quotes from Hiscox, Hartford, and other E&O carriers side by side. Best for solo practitioners and micro-firms seeking quick E&O placement.
Available Lines
| Line of Business |
|---|
| Professional Liability (E&O) |
| Business Owners Policy (BOP) |
| General Liability |
| Workers' Compensation |
| Cyber Insurance |
| Commercial Auto |
Premium Range
$400-$5,000
Typical annual premium
Target States
All 50 states (through carrier partners)
Key Features
- E&O comparison across Hiscox, Hartford, Travelers, and other partners
- BOP + E&O bundle quotes from multiple carriers
- Cyber liability available through select carrier partners
- Low minimums for solo consultants and freelancers
- Simple online application with fast turnaround
Limitations
- Policies issued through carrier partners, not Insureon directly
- Law firms, architects, and engineers may have limited carrier matches
- Umbrella coverage availability depends on matched carrier
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