Source: AmTrust — Professional Liability
AmTrust Financial Services: Professional Services Insurance Appetite
AmTrust is a strong market for small professional services firms that need GL, E&O, WC, and EPLI bundled into a manageable package. Their professional liability forms cover a broad range of consulting and advisory services, and the EPLI and cyber add-ons round out the coverage for firms handling sensitive client data. The pricing is competitive for firms with 1-50 employees and under $5M in revenue. For larger professional firms, CNA's package programs offer broader limits and more tailored forms.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Employment Practices Liability |
| Cyber Liability |
Premium Range
$1,500-$12,000
Typical annual premium
Target States
All 50 states
Key Features
- Professional liability (E&O) for accountants, consultants, and small professional firms
- EPLI coverage bundled or standalone for firms with employment practices exposure
- Cyber liability with breach response services for firms handling client data
- BOP with professional liability endorsement for one-policy convenience
- Workers' comp for office-based professional service firms at low-hazard rates
Limitations
- Law firms and attorneys need specialty legal malpractice markets
- Financial advisors with securities exposure are excluded — use a financial institutions carrier
- Large firms above 100 employees should look at CNA or Travelers for broader capacity
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