PreferredVerified Q1 2026
Source: Employers — Agent Target Classes
EMPLOYERS Holdings: Professional Services Insurance Appetite
Professional services offices are very low-hazard and fit squarely in Employers' target class appetite. The workers' comp premium will be small, so bundle it efficiently. Pair with Hiscox or CNA for the professional liability and GL. For very small professional firms, biBERK or NEXT may offer a more convenient single-carrier solution.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$600-$4,000
Typical annual premium
Target States
46 states + DC
Key Features
- Office-based professional services are a core low-hazard target class
- Instant online quoting for standard office class codes
- Competitive rates for small professional firms — accountants, consultants, agencies
- Low minimum premiums make it accessible for firms with just 1-5 employees
Limitations
- Workers' compensation only — no E&O, cyber, or professional liability available
- Field-based professional services with travel exposure may need manual review
- No package capability — must pair with separate E&O and GL carriers
Compare Other Carriers for Professional Services
Progressive CommercialStandard
$1,200-$6,000
TravelersStandard
$2,000-$15,000
CNAPreferred
$3,000-$25,000
HiscoxPreferred
$600-$6,000
ERGO NEXT InsurancePreferred
$500-$5,000
The HartfordPreferred
$2,000-$15,000
AcuityStandard
$2,000-$10,000
Erie InsurancePreferred
$2,000-$12,000
biBERKPreferred
$1,000-$8,000
AmTrust Financial ServicesPreferred
$1,500-$12,000
BTISPreferred
$1,500-$10,000
Pie InsurancePreferred
$500-$4,000
NationwidePreferred
$1,000-$7,500
Liberty MutualStandard
$1,200-$8,000
ChubbPreferred
$2,000-$15,000
Cincinnati FinancialStandard
$1,000-$7,000
Hanover InsurancePreferred
$1,000-$8,000
Auto-Owners InsuranceStandard
$900-$6,000
Guard Insurance GroupPreferred
$1,000-$6,000
Markel CorporationStandard
$2,000-$15,000
Coterie InsurancePreferred
$500-$3,000
Selective Insurance GroupPreferred
$3,000-$40,000
Kinsale Capital GroupStandard
$2,000-$20,000
InsureonStandard
$400-$5,000