Selective Insurance Group Appetite Guide
Selective Insurance Group appetite across 18 business classes. Available in 30+ states, strongest in eastern us.
Selective is a strong regional option for established restaurants in their Eastern US footprint. Their sweet spot is $5,000-$100,000 premium – mid-size restaurants with 2-5 locations and moderate workers' comp exposure. They offer a more consultative underwriting approach than digital-first carriers.
Preferred Appetite (7 classes)
preferredGeneral Contractors
General Liability · Business Owners Policy (BOP) · Workers' Compensation
preferredProfessional Services
Business Owners Policy (BOP) · General Liability · Professional Liability (E&O)
preferredTechnology Companies
Business Owners Policy (BOP) · General Liability · Professional Liability (Tech E&O)
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (8 classes)
standardRestaurants
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardManufacturing
General Liability · Commercial Property · Workers' Compensation
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardReal Estate
Business Owners Policy (BOP) · General Liability · Commercial Property
standardWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
Limited Appetite (3 classes)
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