StandardVerified Q1 2026
Source: Selective Insurance Group – Healthcare Insurance
Selective Insurance Group: Healthcare / Medical Insurance Appetite
Selective handles the non-malpractice insurance needs of medical offices well – BOP, workers' comp, and commercial property. For malpractice, pair with MEDPRO, CNA, or ProAssurance. Their Eastern US focus means experienced underwriters who understand regional healthcare market dynamics.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Workers' Compensation |
| Commercial Auto |
| Commercial Property |
| Umbrella/Excess |
| Professional Liability |
Premium Range
$5,000-$50,000
Typical annual premium
Target States
30+ states, strongest in Eastern US
Key Features
- BOP and commercial package for medical offices and clinics
- Workers' comp for healthcare staff with medical class codes
- Property coverage for medical equipment and office buildouts
- Commercial auto for home health and mobile health services
- Loss control resources for healthcare workplace safety
Limitations
- Medical malpractice is not available – must be placed with specialty market
- Hospitals and large health systems are excluded
- Behavioral health and substance abuse facilities are selectively written