Source: Industry knowledge
ERGO NEXT Insurance: Trucking Insurance Appetite
ERGO NEXT provides commercial auto through a Progressive partnership that covers light commercial vehicles used for deliveries and mobile businesses. This is not suitable for dedicated trucking operations, heavy trucks, or for-hire carriers. For those risks, use Progressive directly or specialty trucking markets like National Interstate or Sentry.
Available Lines
| Line of Business |
|---|
| Commercial Auto |
Premium Range
$3,000-$12,000
Typical annual premium
Target States
All 50 states
Key Features
- Commercial auto through Progressive partnership for delivery and mobile businesses
- Covers cars, vans, trucks, and trailers used for work
- Digital quoting integrated with ERGO NEXT platform
Limitations
- No motor truck cargo, heavy-truck, or for-hire trucking coverage
- Limited to light commercial vehicles — no long-haul or OTR trucking
- No DOT filings or motor carrier-specific endorsements
Compare Other Carriers for Trucking
$5,000-$25,000+
$15,000-$60,000
$8,000-$35,000
Not available
$10,000-$50,000
Not available
$8,000-$60,000
$5,000-$25,000
$5,000-$30,000
Not available
Not available
Not available
$6,000-$20,000
$7,000-$25,000
$8,000-$30,000
$5,000-$18,000
$5,000-$18,000
$5,000-$16,000
$3,000-$15,000
$5,000-$30,000
Not available
$5,000-$40,000
$5,000-$50,000
$2,000-$15,000
$10,000-$75,000