Source: biBERK — Commercial Truck Insurance
biBERK: Trucking Insurance Appetite
biBERK offers trucking coverage through their digital platform with a dedicated page for transportation companies. Their focus is on small trucking operations needing workers' comp, GL, and basic commercial auto. For comprehensive trucking packages with cargo coverage, motor truck endorsements, and fleet management, Acuity and Progressive Commercial are significantly stronger markets. biBERK works best for owner-operators and very small fleets.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
| General Liability |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
$5,000-$30,000
Typical annual premium
Target States
All 50 states (varies by line)
Key Features
- Dedicated commercial truck insurance page for transportation businesses
- Up to 20% savings on trucking workers' comp and GL
- Coverage for employee injuries and damage from trucks
- Digital quoting and policy management for trucking operations
Limitations
- Direct-to-business only — not available through independent agents
- Small business focus — large fleets and complex motor carrier operations may exceed appetite
- No cargo insurance or specialized motor truck coverage highlighted
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