Source: Auto-Owners Insurance – Commercial Auto
Auto-Owners Insurance: Trucking Insurance Appetite
Auto-Owners is not a trucking market. They can handle local delivery vehicles and small private fleets as part of a larger account, but for-hire trucking should go to Progressive or specialty trucking carriers. The limited geographic footprint makes them unsuitable for most interstate trucking operations.
Available Lines
| Line of Business |
|---|
| Commercial Auto |
| General Liability |
| Workers' Compensation |
| Physical Damage |
Premium Range
$5,000-$16,000
Typical annual premium
Target States
26 states (Midwest and Southeast)
Key Features
- Commercial auto for local delivery and private fleet operations
- Physical damage for owned trucks and trailers
- Workers' comp for drivers in their operating territory
- Can handle small fleets of 1-5 units as part of broader accounts
Limitations
- For-hire long-haul trucking is declined
- No motor truck cargo coverage available
- New venture trucking companies are excluded
- Available in only 26 states – limited for interstate operations
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$6,000-$20,000
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