LimitedVerified Q1 2026
Source: Erie Insurance — Business Insurance
Erie Insurance: Trucking Insurance Appetite
Erie offers commercial auto that can be customized for trucking but does not have a dedicated trucking program like Acuity or Progressive. Their limited geographic territory is a significant constraint for trucking companies that operate interstate. For trucking accounts, use Acuity or Progressive as the primary market and consider Erie only for local/regional trucking operations that stay within Erie's 12-state footprint.
Available Lines
| Line of Business |
|---|
| Commercial Auto |
| Workers' Compensation |
| General Liability |
Premium Range
$5,000-$25,000
Typical annual premium
Target States
12 states + DC (IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WV, WI)
Key Features
- Commercial auto coverage customizable for trucking needs in Erie's territory
- Hired Auto Physical Damage Coverage up to $100,000 on excess basis
- Workers' comp for trucking companies with drivers based in Erie's territory
Limitations
- Only available in 12 states + DC — trucking companies with interstate routes need broader coverage
- No dedicated trucking program — limited compared to specialists like Acuity or Progressive
- Long-haul operations traveling outside Erie's territory may face coverage gaps
Compare Other Carriers for Trucking
Progressive CommercialPreferred
$5,000-$25,000+
TravelersLimited
$15,000-$60,000
CNALimited
$8,000-$35,000
HiscoxDeclined
Not available
ERGO NEXT InsuranceLimited
$3,000-$12,000
The HartfordLimited
$10,000-$50,000
EMPLOYERS HoldingsDeclined
Not available
AcuityPreferred
$8,000-$60,000
biBERKStandard
$5,000-$30,000
AmTrust Financial ServicesDeclined
Not available
BTISDeclined
Not available
Pie InsuranceDeclined
Not available