Source: Kinsale Capital Group – Transportation Programs
Kinsale Capital Group: Trucking Insurance Appetite
Kinsale is a pure E&S carrier – surplus lines license required. Their trucking appetite focuses on GL, excess, and environmental coverage rather than primary auto. For primary trucking auto, use Progressive or National Interstate and layer Kinsale's excess casualty for higher limits. Kinsale fills the E&S gap when standard markets decline the GL or excess layer.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Excess Casualty |
| Environmental Liability |
| Products Liability |
Premium Range
$5,000-$50,000
Typical annual premium
Target States
All 50 states (surplus lines basis)
Key Features
- GL and excess for trucking operations that need E&S placement
- Environmental liability for hazmat and tanker haulers
- Excess casualty over primary auto for higher limits
- Can write new venture trucking declined by standard markets
- Property coverage for terminals and maintenance facilities
Limitations
- Primary commercial auto for trucking is not a core Kinsale program
- Surplus lines taxes and fees increase total cost
- Surplus lines license required for placing agent
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