Progressive Commercial: Landscaping & Lawn Care Insurance Appetite

Progressive Commercial explicitly targets landscaping as a focus segment. Tree work dramatically increases GL premium – confirm with the client whether they do tree removal before quoting

Available Lines

Line of Business
Business Owners Policy (BOP)
General Liability
Commercial Property
Workers' Compensation
Commercial Auto
Inland Marine

Premium Range

$3,000-$18,000

Typical annual premium

Target States

All 50 states + DC

Key Features

Business Owners Policy (BOP) covers landscaping & lawn care operations with General Liability, Commercial Property, Business Income / Loss of Income
Workers' comp for 5-30 employees with online quoting and pay-as-you-go billing
Progressive Commercial offers inland marine covering equipment on trucks and job sites
Progressive Commercial offers seasonal workforce flexibility in workers' comp billing
Online quoting available – agents can get landscaping & lawn care quotes without calling underwriting

Limitations

Tree work (removal, trimming, topping) excluded or surcharged – requires separate tree care endorsement
Pesticide/herbicide application may require separate pollution liability depending on volume
Heavy excavation or grading work beyond standard landscaping is typically declined

Compare Other Carriers for Landscaping & Lawn Care

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