EMPLOYERS: Landscaping & Lawn Care Insurance Appetite

EMPLOYERS has strong appetite for landscaping & lawn care accounts. Tree work dramatically increases GL premium – confirm with the client whether they do tree removal before quoting

Available Lines

Line of Business
Workers' Compensation

Premium Range

$1,200-$5,400

Typical annual premium

Target States

All 50 states + DC

Key Features

Workers' Compensation Insurance program – Workers' compensation insurance tailored for small businesses in low-to-medium h for landscaping & lawn care class codes
EMPLOYERS offers seasonal workforce flexibility in workers' comp billing
EMPLOYERS offers broad completed operations coverage for plant material warranties
Online quoting available – agents can get landscaping & lawn care quotes without calling underwriting

Limitations

No commercial auto available – must be placed separately for landscaping & lawn care accounts with vehicles
Tree work (removal, trimming, topping) excluded or surcharged – requires separate tree care endorsement
Pesticide/herbicide application may require separate pollution liability depending on volume

Compare Other Carriers for Landscaping & Lawn Care

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