Markel: Landscaping & Lawn Care Insurance Appetite

Markel explicitly targets lawn care as a focus segment. Tree work dramatically increases GL premium – confirm with the client whether they do tree removal before quoting

Available Lines

Line of Business
Business Owners Policy (BOP)
General Liability
Commercial Property
Workers' Compensation
Commercial Auto
Inland Marine

Premium Range

$3,400-$21,600

Typical annual premium

Target States

All 50 states + DC

Key Features

Small business casualty and property insurance covers landscaping & lawn care operations with Contractor bundles, Job site pollution, Limited product withdrawals
Workers' comp for 5-30 employees with online quoting and pay-as-you-go billing
Markel offers inland marine covering equipment on trucks and job sites
Markel offers seasonal workforce flexibility in workers' comp billing
Online quoting available – agents can get landscaping & lawn care quotes without calling underwriting

Limitations

Tree work (removal, trimming, topping) excluded or surcharged – requires separate tree care endorsement
Pesticide/herbicide application may require separate pollution liability depending on volume
Heavy excavation or grading work beyond standard landscaping is typically declined

Compare Other Carriers for Landscaping & Lawn Care

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