Source: Carrier website and product data
Chubb: Landscaping & Lawn Care Insurance Appetite
Chubb writes landscaping & lawn care at standard terms for clean accounts. Chubb's underwriting targets well-established landscaping & lawn care businesses with strong financials and clean loss history. Premium reflects broader coverage and higher carrier financial strength. Tree work dramatically increases GL premium — confirm with the client whether they do tree removal before quoting
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
Premium Range
$4,200-$27,000
Typical annual premium
Target States
All 50 states + DC
Key Features
- Chubb Business Owner’s Policy (BOP) covers landscaping & lawn care operations with Property enhancements (automatic blanket limit), Liability enhancements (broad named insured, blanket additional insureds), Privacy and data breach
- Online quoting available — agents can get landscaping & lawn care quotes without calling underwriting
Limitations
- No commercial auto available — must be placed separately for landscaping & lawn care accounts with vehicles
- No workers' compensation available — agents need a separate WC carrier for landscaping & lawn care employees
- Tree work (removal, trimming, topping) excluded or surcharged — requires separate tree care endorsement
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