Source: Carrier website and product data
Pie Insurance: Auto Repair Shops Insurance Appetite
Pie Insurance has strong appetite for auto repair shops accounts. Fully digital quoting and binding process — Pie Insurance's platform is designed for fast turnaround on small auto repair shops accounts. Garage keepers is the essential coverage — protects against claims for damage to customer vehicles on your lot or in your shop
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
Premium Range
$1,600-$6,600
Typical annual premium
Target States
37 states + DC
Key Features
- Workers' Compensation Insurance program — Helps businesses care for an injured employee by supplementing medical costs and for auto repair shops class codes
- Pie Insurance offers on-hook towing coverage for shops that offer tow service
- Pie Insurance offers equipment breakdown covering lifts, compressors, and diagnostic equipment
- Online quoting available — agents can get auto repair shops quotes without calling underwriting
Limitations
- No commercial auto available — must be placed separately for auto repair shops accounts with vehicles
- Standard BOP does NOT cover auto repair operations — requires garage-specific policy form
- Body shops with paint spray booths face additional fire underwriting and may require separate placement
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