EMPLOYERS: Auto Repair Shops Insurance Appetite

Available Lines

Key Features

• Workers' Compensation Insurance program – Workers' compensation insurance tailored for small businesses in low-to-medium h for auto repair shops class codes
• EMPLOYERS offers on-hook towing coverage for shops that offer tow service
• EMPLOYERS offers equipment breakdown covering lifts, compressors, and diagnostic equipment
• Online quoting available – agents can get auto repair shops quotes without calling underwriting

Limitations

• No commercial auto available – must be placed separately for auto repair shops accounts with vehicles
• Standard BOP does NOT cover auto repair operations – requires garage-specific policy form
• Body shops with paint spray booths face additional fire underwriting and may require separate placement