Chubb: Auto Repair Shops Insurance Appetite

Chubb writes auto repair shops at standard terms for clean accounts. Chubb's underwriting targets well-established auto repair shops businesses with strong financials and clean loss history. Premium reflects broader coverage and higher carrier financial strength. Garage keepers is the essential coverage – protects against claims for damage to customer vehicles on your lot or in your shop

Available Lines

Line of Business
General Liability
Commercial Property

Premium Range

$5,600-$33,000

Typical annual premium

Target States

All 50 states + DC

Key Features

Auto Repair Shops class is accepted with standard pricing
Chubb provides on-hook towing coverage for shops that offer tow service
Chubb provides equipment breakdown covering lifts, compressors, and diagnostic equipment
Online quoting available – agents can get auto repair shops quotes without calling underwriting

Limitations

No commercial auto available – must be placed separately for auto repair shops accounts with vehicles
No workers' compensation available – agents need a separate WC carrier for auto repair shops employees
Standard BOP does NOT cover auto repair operations – requires garage-specific policy form

Compare Other Carriers for Auto Repair Shops

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