StandardVerified Q1 2026
Source: Insureon – Technology Insurance
Insureon: Technology Companies Insurance Appetite
Insureon is a digital marketplace, not a carrier. Policies are issued through partners. For tech companies, the ability to compare Tech E&O and cyber quotes from Hiscox, Hartford, and Coalition in one application is the core value. Best for small tech firms and freelancers who want to shop quickly.
Available Lines
| Line of Business |
|---|
| Professional Liability (Tech E&O) |
| Cyber Insurance |
| Business Owners Policy (BOP) |
| General Liability |
| Workers' Compensation |
| Commercial Auto |
Premium Range
$400-$6,000
Typical annual premium
Target States
All 50 states (through carrier partners)
Key Features
- Tech E&O and cyber comparison across multiple carrier partners
- Partners include Hiscox, Hartford, Coalition, and specialty tech markets
- BOP + Tech E&O + Cyber bundle quotes in one application
- Low minimums for freelance developers and pre-revenue startups
- Fast online quoting for standard tech firm profiles
Limitations
- Policies issued through carrier partners, not Insureon directly
- Hardware manufacturers and IoT companies may have limited matches
- Coverage terms vary significantly between carrier partners
Compare Other Carriers for Technology Companies
Progressive CommercialStandard
$1,500-$7,000
TravelersPreferred
$3,000-$25,000
CNAPreferred
$4,000-$30,000
HiscoxPreferred
$1,000-$8,000
ERGO NEXT InsurancePreferred
$800-$6,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsStandard
$600-$4,000
AcuityStandard
$2,000-$10,000
Erie InsurancePreferred
$2,500-$15,000
biBERKPreferred
$1,500-$10,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$500-$4,000
NationwideStandard
$1,500-$8,000
Liberty MutualStandard
$2,000-$10,000
ChubbPreferred
$3,000-$20,000
Cincinnati FinancialStandard
$1,500-$9,000
Hanover InsurancePreferred
$1,500-$10,000
Auto-Owners InsuranceStandard
$1,200-$8,000
Guard Insurance GroupStandard
$1,000-$8,000
Markel CorporationStandard
$2,500-$20,000
Coterie InsurancePreferred
$500-$4,000
Selective Insurance GroupPreferred
$3,000-$50,000
Kinsale Capital GroupStandard
$2,500-$30,000