StandardVerified Q1 2026
Source: Nationwide – Technology Insurance
Nationwide: Technology Companies Insurance Appetite
Nationwide's technology program is solid for small to mid-size IT firms, MSPs, and software developers. Their combined Tech E&O and Cyber offering is competitive, though not as specialized as Hiscox or Chubb. Best used for tech firms that also need traditional BOP and GL coverage alongside their tech-specific needs.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Technology E&O |
| Cyber Insurance |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
$1,500-$8,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Technology E&O covers software failures, data loss, and service interruptions
- Cyber insurance for data breaches, ransomware, and regulatory fines
- BOP available for IT consultants, MSPs, and software developers
- Media liability coverage for technology companies with content exposure
- Flexible payment plans with monthly billing
Limitations
- Hardware manufacturers and distributors are excluded from tech program
- Cryptocurrency and blockchain companies require specialty markets
- Companies with government contracts over $5M need individual underwriting
Compare Other Carriers for Technology Companies
Progressive CommercialStandard
$1,500-$7,000
TravelersPreferred
$3,000-$25,000
CNAPreferred
$4,000-$30,000
HiscoxPreferred
$1,000-$8,000
ERGO NEXT InsurancePreferred
$800-$6,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsStandard
$600-$4,000
AcuityStandard
$2,000-$10,000
Erie InsurancePreferred
$2,500-$15,000
biBERKPreferred
$1,500-$10,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$500-$4,000
Liberty MutualStandard
$2,000-$10,000
ChubbPreferred
$3,000-$20,000
Cincinnati FinancialStandard
$1,500-$9,000
Hanover InsurancePreferred
$1,500-$10,000
Auto-Owners InsuranceStandard
$1,200-$8,000
Guard Insurance GroupStandard
$1,000-$8,000
Markel CorporationStandard
$2,500-$20,000
Coterie InsurancePreferred
$500-$4,000
Selective Insurance GroupPreferred
$3,000-$50,000
Kinsale Capital GroupStandard
$2,500-$30,000
InsureonStandard
$400-$6,000