Source: Nationwide — Technology Insurance
Nationwide: Technology Companies Insurance Appetite
Nationwide's technology program is solid for small to mid-size IT firms, MSPs, and software developers. Their combined Tech E&O and Cyber offering is competitive, though not as specialized as Hiscox or Chubb. Best used for tech firms that also need traditional BOP and GL coverage alongside their tech-specific needs.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Technology E&O |
| Cyber Insurance |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
$1,500-$8,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Technology E&O covers software failures, data loss, and service interruptions
- Cyber insurance for data breaches, ransomware, and regulatory fines
- BOP available for IT consultants, MSPs, and software developers
- Media liability coverage for technology companies with content exposure
- Flexible payment plans with monthly billing
Limitations
- Hardware manufacturers and distributors are excluded from tech program
- Cryptocurrency and blockchain companies require specialty markets
- Companies with government contracts over $5M need individual underwriting
Compare Other Carriers for Technology Companies
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