StandardVerified Q1 2026
Source: Employers — Industries We Insure
EMPLOYERS Holdings: Technology Companies Insurance Appetite
Technology companies that are primarily office-based fit Employers' low-hazard appetite. The workers' comp premium will be modest given the low-risk class codes. This carrier does not offer tech E&O or cyber — pair with CNA, Hiscox, or Travelers for the professional liability and cyber components. For small tech firms, biBERK may offer a simpler all-in-one alternative.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$600-$4,000
Typical annual premium
Target States
46 states + DC
Key Features
- Office-based tech companies with clerical class codes are eligible
- Competitive rates for software, IT consulting, and tech services firms
- Online quoting available for standard office/tech class codes
Limitations
- Workers' compensation only — no tech E&O, cyber, or GL
- Hardware manufacturing or lab operations need separate classification review
- No coverage for field technicians performing installations at customer sites in hazardous environments
Compare Other Carriers for Technology Companies
Progressive CommercialStandard
$1,500-$7,000
TravelersPreferred
$3,000-$25,000
CNAPreferred
$4,000-$30,000
HiscoxPreferred
$1,000-$8,000
ERGO NEXT InsurancePreferred
$800-$6,000
The HartfordPreferred
$3,000-$25,000
AcuityStandard
$2,000-$10,000
Erie InsurancePreferred
$2,500-$15,000
biBERKPreferred
$1,500-$10,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$500-$4,000