Source: Employers — Industries We Insure
EMPLOYERS Holdings: Technology Companies Insurance Appetite
Technology companies that are primarily office-based fit Employers' low-hazard appetite. The workers' comp premium will be modest given the low-risk class codes. This carrier does not offer tech E&O or cyber — pair with CNA, Hiscox, or Travelers for the professional liability and cyber components. For small tech firms, biBERK may offer a simpler all-in-one alternative.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$600-$4,000
Typical annual premium
Target States
46 states + DC
Key Features
- Office-based tech companies with clerical class codes are eligible
- Competitive rates for software, IT consulting, and tech services firms
- Online quoting available for standard office/tech class codes
Limitations
- Workers' compensation only — no tech E&O, cyber, or GL
- Hardware manufacturing or lab operations need separate classification review
- No coverage for field technicians performing installations at customer sites in hazardous environments
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