PreferredVerified Q1 2026
Source: Erie Insurance — Technology Insurance
Erie Insurance: Technology Companies Insurance Appetite
Erie's Custom Collection Technology Program is a standout — they have invested in building a dedicated tech industry package, which is unusual for a regional carrier. This makes Erie a primary market for tech companies in their 12-state territory. The program covers data protection, professional liability, and cyber risks. Compare with CNA's EverGuard and Hiscox for the best tech E&O terms.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Professional Liability |
| Cyber Liability |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
Premium Range
$2,500-$15,000
Typical annual premium
Target States
12 states + DC (IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WV, WI)
Key Features
- ERIE Custom Collection Technology Program specifically designed for tech businesses
- Cyber liability coverage for protecting client data and responding to breaches
- Professional liability for tech service delivery and consulting
- Package coverage addressing the unique risks of technology business owners
- Coverage for both IT service companies and software development firms
Limitations
- Only available in 12 states + DC — tech companies outside territory need other carriers
- Large enterprise tech companies with complex exposure may exceed mid-market appetite
- SaaS companies with global customer bases may need broader geographic coverage
Compare Other Carriers for Technology Companies
Progressive CommercialStandard
$1,500-$7,000
TravelersPreferred
$3,000-$25,000
CNAPreferred
$4,000-$30,000
HiscoxPreferred
$1,000-$8,000
ERGO NEXT InsurancePreferred
$800-$6,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsStandard
$600-$4,000
AcuityStandard
$2,000-$10,000
biBERKPreferred
$1,500-$10,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$500-$4,000