PreferredVerified Q1 2026
Source: Pie Insurance — Workers' Compensation
Pie Insurance: Technology Companies Insurance Appetite
Tech companies with primarily office-based employees are a natural fit for Pie's WC. The premium is usually low because the class codes are low-hazard, and Pie's pricing is competitive in this space. The real value for agents is pairing Pie's WC with a tech E&O and cyber carrier like CNA, Hiscox, or Coalition. Tech founders appreciate the modern digital experience and pay-as-you-go billing that Pie offers.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$500-$4,000
Typical annual premium
Target States
39 states + DC (excludes AK, HI, ME, MO, MT, ND, OH, SD, WA, WV, WY)
Key Features
- Office-based tech companies are a strong fit for Pie's low-hazard WC appetite
- Very competitive pricing for clerical and computer professional class codes
- Digital-first quoting appeals to tech-savvy business owners who expect modern tools
- Pay-as-you-go billing syncs with payroll providers used by startups and tech firms
Limitations
- Workers' compensation only — no tech E&O, cyber liability, or GL available
- Tech companies need separate coverage for professional liability and cyber risk
- Hardware manufacturing or warehouse operations may not qualify for the lowest rates
Compare Other Carriers for Technology Companies
Progressive CommercialStandard
$1,500-$7,000
TravelersPreferred
$3,000-$25,000
CNAPreferred
$4,000-$30,000
HiscoxPreferred
$1,000-$8,000
ERGO NEXT InsurancePreferred
$800-$6,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsStandard
$600-$4,000
AcuityStandard
$2,000-$10,000
Erie InsurancePreferred
$2,500-$15,000
biBERKPreferred
$1,500-$10,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISStandard
$2,000-$12,000