Insureon Appetite Guide
Insureon appetite across 19 business classes. Available in all 50 states (through carrier partners).
Insureon is a digital marketplace, not a carrier. Policies are issued through partners like Hartford, Progressive, Travelers, and Hiscox. For restaurants, Insureon's value is comparison shopping across multiple carriers in a single application. Best for very small restaurants and food service businesses seeking the lowest available premium.
Preferred Appetite (7 classes)
preferredCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (11 classes)
standardRestaurants
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardGeneral Contractors
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardRetail Stores
Business Owners Policy (BOP) · General Liability · Workers' Compensation
standardProfessional Services
Professional Liability (E&O) · Business Owners Policy (BOP) · General Liability
standardTechnology Companies
Professional Liability (Tech E&O) · Cyber Insurance · Business Owners Policy (BOP)
standardManufacturing
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Professional Liability
standardReal Estate
Business Owners Policy (BOP) · General Liability · Professional Liability (E&O)
standardWholesale Distribution
General Liability · Business Owners Policy (BOP) · Workers' Compensation
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare Offices
Business Owners Policy (BOP) · General Liability · Commercial Property
Limited Appetite (1 classes)
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