biBERK Appetite Guide
biBERK appetite across 18 business classes. Available in all 50 states (varies by line).
biBERK is an excellent option for small, independent restaurants that want a complete insurance package at competitive rates. Their digital-first model offers convenience and cost savings. As part of the Berkshire Hathaway Insurance Group, financial strength is not a concern. For agents, note that biBERK is a direct carrier – they do not work through independent agents. This is a competitor, not a market to place business with.
Preferred Appetite (15 classes)
preferredRestaurants
General Liability · Workers' Compensation · Business Owners Policy (BOP)
preferredGeneral Contractors
General Liability · Workers' Compensation · Business Owners Policy (BOP)
preferredRetail Stores
General Liability · Workers' Compensation · Business Owners Policy (BOP)
preferredProfessional Services
General Liability · Professional Liability · Workers' Compensation
preferredTechnology Companies
General Liability · Professional Liability · Workers' Compensation
preferredHealthcare Offices
General Liability · Professional Liability · Workers' Compensation
preferredReal Estate
General Liability · Professional Liability · Workers' Compensation
preferredCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (3 classes)
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