Source: Sentry – For Agents and Brokers
Sentry: General Contractors Insurance Appetite
Sentry is a mutual carrier headquartered in Stevens Point, WI with a strong regional presence. Construction is one of their core classes. Best for mid-market contractors in their 12-state territory who value carrier stability and personal underwriting relationships over digital quoting speed.
Available Lines
| Line of Business |
|---|
| General Liability |
| Workers' Compensation |
| Commercial Auto |
| Commercial Property |
| Inland Marine |
| Umbrella/Excess |
Premium Range
$5,000-$50,000
Typical annual premium
Target States
12 states (WI, IL, IA, CO, TX, NC, CA, TN, OR, VA, AZ, MA)
Key Features
- Writes both independent contractors and large construction companies
- Full-package capability including GL, WC, auto, property, and inland marine
- Strong Midwest presence with deep construction underwriting expertise
- Mutual carrier – stable commission structures and underwriting appetite
Limitations
- Limited to 12-state operating territory – not available nationally
- Online quoting not available – submissions go through appointed agents only
- No E&S or surplus lines capability – standard/admitted market only
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