Source: Chubb — Construction Insurance
Chubb: General Contractors Insurance Appetite
Chubb is a premium construction market offering the broadest coverage terms available. Their completed operations tail, professional liability for design-build, and high excess capacity make them ideal for mid-size to large GCs working on complex projects. Cost-conscious small GCs should use Progressive or biBERK. Chubb excels when coverage breadth is the priority.
Available Lines
| Line of Business |
|---|
| General Liability |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Builders Risk |
| Umbrella/Excess |
| Professional Liability |
| Contractors Pollution Liability |
Premium Range
$5,000-$35,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Broadest form GL with completed operations coverage extending 10 years
- Builders risk for high-value projects up to $100M+
- Professional liability for design-build contractors
- Contractors pollution liability for environmental remediation
- Excess and umbrella with $50M+ capacity
Limitations
- Small residential contractors under $2M revenue may not meet minimum premium
- Demolition-only and asbestos abatement are excluded
- Road and bridge contractors need specialty infrastructure programs
Compare Other Carriers for General Contractors
$3,000-$18,000
$8,000-$75,000
$8,000-$50,000
$270-$8,000
$2,000-$10,000
$5,000-$50,000
$3,000-$15,000
$5,000-$40,000
$4,000-$30,000
$2,000-$15,000
$3,000-$20,000
$3,000-$25,000
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$3,500-$20,000
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$3,000-$20,000
$2,000-$15,000
$3,000-$50,000
$800-$5,000
$5,000-$100,000
$3,000-$75,000
$500-$10,000
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