Source: Markel Corporation — Construction Insurance
Markel Corporation: General Contractors Insurance Appetite
Markel is one of the strongest E&S markets for contractors, especially for those with hard-to-place exposures like new ventures, adverse loss history, or specialty trades. Their construction team has deep expertise and can write risks that Hartford, Travelers, and Progressive decline.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Professional Liability |
| Umbrella/Excess |
| Environmental Liability |
| Products Liability |
Premium Range
$3,000-$50,000
Typical annual premium
Target States
All 50 states (E&S and admitted programs vary by state)
Key Features
- Broad contractor appetite including artisan and general contractors
- Writes residential, commercial, and industrial contractors
- Contractors pollution liability available for environmental exposure
- High excess limits up to $25M available for larger projects
- Can accommodate new ventures and contractors with limited history
Limitations
- EIFS/stucco contractors have restricted availability in some states
- Demolition-only and wrecking operations are very selectively written
- Workers' comp must be placed with a separate carrier
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