PreferredVerified Q1 2026
Source: CNA — Construction Industry
CNA: General Contractors Insurance Appetite
CNA writes general contractors competitively but does not have the deep construction specialty that Travelers offers. They are a good second-quote option for mid-market GCs and can be a strong alternative when Travelers' pricing is not competitive. Pair with Travelers for large or complex construction accounts.
Available Lines
| Line of Business |
|---|
| General Liability |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Umbrella/Excess |
Premium Range
$8,000-$50,000
Typical annual premium
Target States
All 50 states
Key Features
- GL program with competitive rates for mid-size general contractors
- Inland marine and installation floater coverage for equipment and materials
- Workers' comp with pay-as-you-go billing for project-based staffing
- Umbrella capacity up to $25M on a supported basis
Limitations
- Residential tract home builders may face class code restrictions
- No wrap-up or OCIP programs — refer to Travelers or Zurich for those
- Contractors with primarily sub-contracted labor need strong subcontractor management documentation
Compare Other Carriers for General Contractors
Progressive CommercialPreferred
$3,000-$18,000
TravelersPreferred
$8,000-$75,000
HiscoxPreferred
$270-$8,000
ERGO NEXT InsurancePreferred
$2,000-$10,000
The HartfordPreferred
$5,000-$50,000
EMPLOYERS HoldingsLimited
$3,000-$15,000
AcuityPreferred
$5,000-$40,000
Erie InsurancePreferred
$4,000-$30,000
biBERKPreferred
$2,000-$15,000
AmTrust Financial ServicesStandard
$3,000-$20,000
BTISPreferred
$3,000-$25,000
Pie InsuranceStandard
$2,000-$15,000
NationwideStandard
$3,500-$20,000
Liberty MutualPreferred
$4,000-$25,000
ChubbStandard
$5,000-$35,000
Cincinnati FinancialPreferred
$3,500-$22,000
Hanover InsuranceStandard
$3,500-$20,000
Auto-Owners InsurancePreferred
$3,000-$20,000
Guard Insurance GroupPreferred
$2,000-$15,000
Markel CorporationPreferred
$3,000-$50,000
Coterie InsuranceStandard
$800-$5,000
Selective Insurance GroupPreferred
$5,000-$100,000
Kinsale Capital GroupPreferred
$3,000-$75,000
InsureonStandard
$500-$10,000
SentryPreferred
$5,000-$50,000