Palomar E&S: General Contractors Insurance Appetite
Palomar E&S is a e&s/surplus carrier. Most products available nationwide. Commercial DIC available in AK, AR, AZ, CA, IL, IN, KS, KY, MO, NV, OK, OR, TN, UT, WA. General Casualty admitted in CA, NV, AZ; non-admitted elsewhere and avoids NY, FL, LA, GA.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Umbrella/Excess |
| Inland Marine |
| Ocean Marine |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Commercial DIC/Earthquake (includes earthquake, EQSL, flood (outside zones A and V))
- E&S Casualty
- General Casualty (includes Blanket Additional Insured Forms, Primary Wording, Waiver of Subrogation)
- Medical Liability (Healthcare)
Limitations
- Does not offer Workers Comp, Commercial Auto, Builders Risk — may need separate placement
- Contractors in NY, FL, LA, GA may face underwriting restrictions: Avoided for General Casualty product
Compare Other Carriers for General Contractors
$3,000-$18,000
$8,000-$75,000
$8,000-$50,000
$270-$8,000
$2,000-$10,000
$5,000-$50,000
$3,000-$15,000
$5,000-$40,000
$4,000-$30,000
$2,000-$15,000
$3,000-$20,000
$3,000-$25,000
$2,000-$15,000
$3,500-$20,000
$4,000-$25,000
$5,000-$35,000
$3,500-$22,000
$3,500-$20,000
$3,000-$20,000
$2,000-$15,000
$3,000-$50,000
$800-$5,000
$5,000-$100,000
$3,000-$75,000
$500-$10,000
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