Mountain States Insurance: General Contractors Insurance Appetite
Mountain States Insurance is a standard/admitted carrier. Mountain States Insurance Group operates primarily in the Southwest (CO, NM, TX, UT, AZ) and has regional offices in PA, VA, GA, and MI. Targets businesses with up to 250 employees.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Inland Marine |
| Ocean Marine |
Premium Range
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Typical annual premium
Target States
PA, VA, GA, MI, CO, NM, TX, UT, AZ
Key Features
- Businessowners Insurance: Provides property coverage for buildings and contents, and liability coverage for legal liability exposures (includes Equipment Breakdown, Business Income (12 months))
- BOP Contractor's Insurance (includes Tradesman’s Plus (optional enhancement))
- Commercial Package Policy (includes Silver Series Property Coverage Enhancement Endorsements (optional))
- Commercial Automobile Insurance: Provides liability and physical damage protection for single vehicles or entire fleets. (includes Silver Series Plus Business Auto Coverage Enhancement Endorsement)
Limitations
- Does not offer Builders Risk — may need separate placement
- Available in 9 states only — verify availability in your state
- Maximum revenue limit: $2.0M
- Requires 3+ years in business
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