Midwest Family Mutual: General Contractors Insurance Appetite
Midwest Family Mutual is a standard/admitted carrier. Midwest Family Mutual operates in 23 states. Availability varies by product: Contractors and Umbrella are available in all 23 states, while Workers' Comp is available in 19 states and Commercial Auto/Garage in 21 states.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Inland Marine |
| Ocean Marine |
Premium Range
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Typical annual premium
Target States
23 states (AZ, CO, ID, IL, IN, and more)
Key Features
- Businessowners Program: A comprehensive package policy for small to medium-sized businesses covering property and liability risks. (includes Ultimate Property Endorsement, Ultimate Liability Endorsement, Equipment Breakdown)
- Artisan Contractor Program: Tailored insurance solutions for contractors to protect against liabilities and property risks. (includes Automatic Liability Coverage, Blanket Additional Insured, Blanket Waiver of Subrogation)
- Commercial Auto Program: Broad protection for businesses and their employees while on the road. (includes Hired Auto, Non-Owned Auto, Loan/Lease Gap)
- Workers' Compensation: Coverage to protect employees and help them return to work after an injury.
Limitations
- Does not offer Builders Risk — may need separate placement
- Available in 23 states only — verify availability in your state
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