Home-Owners Insurance: General Contractors Insurance Appetite
Home-Owners Insurance is a standard/admitted carrier. Auto-Owners Insurance operates exclusively through independent agents in 26 states. Affiliates like Concord Group Insurance Companies cover ME, MA, NH, and VT. Capital Insurance Group covers AZ, CA, NV, OR, and WA. Atlantic Casualty Insurance Company is authorized in 50 states.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Inland Marine |
| Ocean Marine |
Premium Range
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Typical annual premium
Target States
26 states (AL, AZ, AR, CO, FL, and more)
Key Features
- Business Insurance (includes Package Discount (when packaging multiple coverages))
- Contractor Insurance: Specialized insurance programs for various types of contracting businesses with flexible options. (includes Package Discount, Waiver of Subrogation (available at no additional cost))
- Retail/Service Insurance: Tailored coverages for retail and service-oriented businesses like barber shops, gas stations, and boutiques. (includes Equipment Breakdown (includes repair costs, spoiled goods, and loss of income))
- Motor Carrier Insurance: Specialized insurance for trucking and motor carrier operations to keep trucks moving. (includes Bobtail/Deadhead Coverage, Uniform Intermodal Interchange Endorsement (UIIE))
Limitations
- Does not offer Builders Risk — may need separate placement
- Available in 26 states only — verify availability in your state
Compare Other Carriers for General Contractors
$3,000-$18,000
$8,000-$75,000
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$270-$8,000
$2,000-$10,000
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$3,000-$75,000
$500-$10,000
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