ERGO NEXT Insurance Appetite Guide
ERGO NEXT Insurance appetite across 19 business classes. Available in all 50 states.
NEXT Insurance is an excellent option for small restaurants, food trucks, and cafes that want fast digital quoting and simple coverage. Their mobile app and instant COI generation are popular with restaurant owners. For larger or more complex restaurants, Progressive or a specialty restaurant program will offer broader coverage.
Preferred Appetite (15 classes)
preferredRestaurants
General Liability · Business Owners Policy (BOP) · Workers' Compensation
preferredGeneral Contractors
General Liability · Workers' Compensation · Commercial Auto
preferredRetail Stores
General Liability · Business Owners Policy (BOP) · Workers' Compensation
preferredProfessional Services
General Liability · Professional Liability · Business Owners Policy (BOP)
preferredTechnology Companies
General Liability · Professional Liability · Business Owners Policy (BOP)
preferredReal Estate
General Liability · Professional Liability · Business Owners Policy (BOP)
preferredCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
preferredBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
preferredHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
Standard Appetite (2 classes)
Limited Appetite (2 classes)
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