DUAL: Auto Repair Shops Insurance Appetite
DUAL is a standard/admitted carrier. Online quoting available. Most programs (Cyber, PL, Transactional, Surety, WC) are nationwide. E&S Auto is currently active in CA and TX. E&S Property has significant coastal restrictions and habitational prohibitions in TX, OK, KS, NE, AR, MO, IA, and KY.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Construction Insurance (includes Occurrence form (ISO CG 00 01), Employee Benefits Liability (EBL))
- Specialty Healthcare: Insurance for a wide range of medical facilities and allied health services. (includes HIPAA (optional sub-limit), Sexual misconduct (optional), Hired/Non-owned auto (optional))
- Logistics & Marine: Insurance solutions for logistics operations, cargo, and ports & terminals. (includes Fines & duties, Costs and expenses)
- Workers' Compensation: Workers' compensation insurance focusing on the energy and construction sectors. (includes Blanket alternate employer, Blanket waiver of subrogation, Blanket 30-day notice of cancellation)
Limitations
- Does not offer Garage Keepers Liability — may need separate placement
- Garage Exposures (Dealers, Service, Rental) may face underwriting restrictions: Excluded from E&S Auto program
- Maximum revenue limit: $2147.5M
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