Austin Mutual: Auto Repair Shops Insurance Appetite
Austin Mutual is a standard/admitted carrier. Austin Mutual Insurance Company is licensed in the listed states and focuses primarily on Midwest and Western states.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
Premium Range
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Typical annual premium
Target States
34 states (AL, AK, AZ, AR, CO, and more)
Key Features
- Business Owners Policy (BOP): Essential coverage for small- and medium-sized businesses that combines major coverages into one package. (includes General Liability, Buildings and Business Personal Property, Loss of Income and Extra Expense)
- Commercial Auto: Coverage for business vehicles driven by employees, with optional endorsements for specific needs. (includes Comprehensive Coverage, Collision Coverage, Bodily Injury Liability)
- Workers' Compensation: Provides medical care, lost wages, and disability benefits for employees injured on the job.
Limitations
- Does not offer Garage Keepers Liability — may need separate placement
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