Core Specialty Insurance: Auto Repair Shops Insurance Appetite
Core Specialty Insurance is a standard/admitted carrier. Overall operations are nationwide. Contract Binding excludes AK, DC, NY. Lancer Auto & Garage primarily in NY, NJ, PA, CT, OH. Medical Stop-Loss in 46 states (ME, NH, NJ pending). Surety in all 50 states and DC.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Garage Keepers Liability |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Contract Binding - Property and Casualty: Package products for small to midsize accounts in classes like contractors, mercantile, and restaurants.
- Contract Binding - Energy: Targeted at small upstream oil & gas exploration and production contractors.
- Contract Binding - Garage: Coverage for auto dealers and auto service/repair shops. (includes Dealer’s E&O, Garagekeepers)
- Workers’ Compensation: Comprehensive workers' comp solutions for various industries including maritime (USL&H/Jones Act). (includes Maritime Employers Liability ($1M limit))
Limitations
- Does not offer Garage Keepers Liability — may need separate placement
- Maximum revenue limit: $500.0M
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