Workers’ comp insurtech

Workers’ compensation is where insurtech went to prove it could price risk better and sell it faster. These players do it in different ways — data-driven full-stack carriers, carrier-backed direct brands, payroll-native pay-as-you-go platforms, and AI-safety underwriters. Independent, source-checked profiles, with ratings and key facts side by side.

Ratings are QuoteSweep’s independent editorial score (out of 5), calibrated within this category. Tap any company for the full profile and methodology.

CompanyRatingBest forBackingKey coverageAvailability
Pie Insurance logoPie Insurance4.3 / 5Small businesses wanting fast, data-priced workers' comp direct or through an agent$315M Series D (2022, Centerbridge + Allianz X); ~$615M+ raised total; AM Best A- rated carrierWorkers' Compensation, Business Owner's Policy (BOP), Commercial Auto +2 moreWorkers' comp in 39 states + DC
Cerity logoCerity4.2 / 5Small businesses wanting instant, low-commitment workers' comp from an established carrierBrand of EMPLOYERS Holdings (NYSE: EIG); corporate-funded, not venture-backedWorkers' CompensationUS small businesses (via EMPLOYERS' carrier footprint)
Hourly logoHourly4.0 / 5Hourly-worker businesses wanting payroll and pay-as-you-go workers' comp in one place$27M Series A (2022, led by Glilot Capital Partners); ~$34M totalWorkers' Compensation (pay-as-you-go), Payroll, time tracking & HR (platform)US hourly-worker businesses
CompScience logoCompScience3.8 / 5Higher-hazard workplaces (construction, manufacturing, warehousing) that already run cameras$27.6M Series B (2025, led by Sands Capital); ~$37.6M cumulativeWorkers' Compensation (AI-safety bundled)US higher-hazard industries
Cerity logo

Cerity

Small businesses wanting instant, low-commitment workers' comp from an established carrier

CompScience logo

CompScience

Higher-hazard workplaces (construction, manufacturing, warehousing) that already run cameras

Hourly logo

Hourly

Hourly-worker businesses wanting payroll and pay-as-you-go workers' comp in one place

Pie Insurance logo

Pie Insurance

Small businesses wanting fast, data-priced workers' comp direct or through an agent

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