Workers’ compensation is where insurtech went to prove it could price risk better and sell it faster. These players do it in different ways — data-driven full-stack carriers, carrier-backed direct brands, payroll-native pay-as-you-go platforms, and AI-safety underwriters. Research profiles with rating status and key facts side by side.
Ratings are not yet published under methodology v2.1. Tap any company for the full profile, or read the ratings methodology.
Cerity
CompScience
Foresight
Hourly
Insurate
Pie Insurance| Company | Best for | Backing | Key coverage | Availability |
|---|---|---|---|---|
 Cerity | Small businesses wanting instant, low-commitment workers' comp from an established carrier | Brand of EMPLOYERS Holdings (NYSE: EIG); corporate-funded, not venture-backed | Workers' Compensation | US small businesses (via EMPLOYERS' carrier footprint) |
 CompScience | Higher-hazard workplaces (construction, manufacturing, warehousing) that already run cameras | $27.6M Series B (2025, led by Sands Capital); ~$37.6M cumulative | Workers' Compensation (AI-safety bundled) | US higher-hazard industries |
 Foresight | Higher-hazard employers (construction, manufacturing) that want workers' comp with active safety support | ~$20M raised; investors incl. Brick & Mortar Ventures and Builders VC | Workers' Compensation (higher-hazard) | US higher-hazard industries, via brokers |
 Hourly | Hourly-worker businesses wanting payroll and pay-as-you-go workers' comp in one place | $27M Series A (2022, led by Glilot Capital Partners); ~$34M total | Workers' Compensation (pay-as-you-go), Payroll, time tracking & HR (platform) | US hourly-worker businesses |
 Insurate | Safer-than-average operators in medium-to-high-hazard classes (manufacturing, transport, energy) | $4.5M seed led by HSCM Ventures (2021); capacity from SiriusPoint | Workers' Compensation (medium-to-high hazard) | US medium-to-high-hazard industries, via brokers |
 Pie Insurance | Small businesses wanting fast, data-priced workers' comp direct or through an agent | $315M Series D (2022, Centerbridge + Allianz X); ~$615M+ raised total; AM Best A- rated carrier | Workers' Compensation, Business Owner's Policy (BOP), Commercial Auto +2 more | Workers' comp in 39 states + DC |
Small businesses wanting instant, low-commitment workers' comp from an established carrier
Higher-hazard workplaces (construction, manufacturing, warehousing) that already run cameras
Higher-hazard employers (construction, manufacturing) that want workers' comp with active safety support
Hourly-worker businesses wanting payroll and pay-as-you-go workers' comp in one place
Safer-than-average operators in medium-to-high-hazard classes (manufacturing, transport, energy)
Small businesses wanting fast, data-priced workers' comp direct or through an agent
Looking wider? See the full insurtech landscape or compare every company side by side.
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