Hourly logoCarrier / MGA
4.0
QuoteSweep rating · out of 5

Best for: Hourly-worker businesses wanting payroll and pay-as-you-go workers' comp in one place

Pros

  • +Real-time payroll data makes workers' comp premium accurate — no year-end audit surprise
  • +Payroll, time tracking, HR, and workers' comp integrated in one platform
  • +Purpose-built for hourly-worker trades (construction, transport, food service, more)
  • +Removes the big upfront deposit of traditional workers' comp

Cons

  • Value is highest only if you also run payroll on Hourly
  • Smaller and earlier-stage than the category leaders
  • State availability not clearly published
  • Built for hourly-worker SMBs, not large or complex accounts

At a glance

Type
Carrier / MGA
Founded
2018
Headquarters
Palo Alto, CA
Backing
$27M Series A (2022, led by Glilot Capital Partners); ~$34M total
Coverage lines
Workers' Compensation (pay-as-you-go), Payroll, time tracking & HR (platform)
Availability
US hourly-worker businesses
How to buy
Sign up for the platform (Try Hourly) or book a demo; premium billed per pay run

How it scores

Coverage breadth
3.5
Transparency
4.0
Backing & stability
3.5
Speed & ease
4.5
Specialization
4.5

Hourly Review 2026: Payroll + Pay-As-You-Go Workers' Comp

Hourly's insight is that workers' comp and payroll are the same data problem. If you already know exactly what you paid every worker this week, you can bill workers' comp on those real wages — no annual estimate, no big deposit, no year-end audit surprise. So Hourly built payroll and pay-as-you-go workers' comp into one platform. This is an independent profile from QuoteSweep, which maps the modern commercial insurance landscape for independent agents and business owners. QuoteSweep does not compete with Hourly.

TL;DR: Hourly (hourly.io) combines payroll, time tracking, HR, and workers' comp in one platform for hourly-worker businesses. Because premium is calculated from real-time wages each pay run, it's true pay-as-you-go — no big deposit, no year-end audit surprise. Per reporting it raised a $27M Series A in 2022 (~$34M total) and serves 500+ businesses.

What Hourly is

Hourly is a platform that runs payroll, time tracking, HR, and workers' compensation together. The workers' comp piece is the differentiator: instead of estimating annual payroll up front and reconciling at a year-end audit, Hourly uses real-time wage data so the premium is always accurate. One customer says the model "saved us $6,500 yearly." Hourly also lets other workers' comp insurers integrate with its payroll app to make billing "seamless, accurate and automatic."

Who Hourly is for

Hourly targets businesses that employ hourly workers across trades like construction, maintenance, transportation, manufacturing, landscaping, sanitation, food service, and energy services. It serves 500+ businesses. The fit is strongest for companies that want to run payroll and workers' comp in the same place.

Coverage lines

What Hourly reports about itself

From Hourly's site (company-stated) and third-party sources:

Company-reported figures are not independently audited.

How Hourly compares

Frequently Asked Questions

What makes Hourly's workers' comp "pay-as-you-go"?

Premium is calculated from your real-time payroll each pay run instead of an annual estimate, so you pay based on actual wages — no large upfront deposit and no year-end audit true-up.

Do I have to use Hourly for payroll?

Hourly's value is highest when you run payroll on its platform, since that's what powers the real-time workers' comp billing. It also lets other WC insurers integrate with its payroll app.

Who is Hourly built for?

Businesses that employ hourly workers — construction, transportation, manufacturing, food service, and similar trades.

What does Hourly cost?

Workers' comp premium is quote-based and billed per pay run on real wages; platform pricing is shown when you sign up or book a demo.

Get a quote from Hourly

If you employ hourly workers and want payroll and pay-as-you-go workers' comp in one place, Hourly is worth comparing.

For the model explained, see pay-as-you-go workers' comp, or compare the field on the workers' comp insurtech hub.

Sources: hourly.io (platform, pay-as-you-go model, target trades, scale); PR Newswire (funding, founding). Last verified July 7, 2026. Company-reported figures are not independently audited.

How we rate

Each company is scored from 1 to 5, in half-point increments, on five dimensions — coverage breadth, transparency, backing and stability, speed and ease, and specialization — where 5 is best-in-class and 3 is solid. The overall rating is the average of the five. Scores are an editorial assessment based on public information from the company and cited third-party sources, not a financial-strength rating, and are independent of any referral relationship. Last verified 2026-07-07.

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