StandardVerified Q1 2026
Source: Markel Corporation – Healthcare Insurance
Markel Corporation: Healthcare / Medical Insurance Appetite
Markel fills an important gap in healthcare by writing professional liability for allied health, behavioral health, and specialty clinics that standard malpractice markets restrict. Their environmental program also addresses medical waste liability. For standard physician practices, MEDPRO or CNA may be more efficient.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Commercial Property |
| Umbrella/Excess |
| Environmental Liability |
Premium Range
$3,000-$25,000
Typical annual premium
Target States
All 50 states (E&S and admitted programs vary by state)
Key Features
- Professional liability for allied health professionals and clinics
- Can write healthcare classes that standard malpractice markets decline
- Environmental liability for medical waste and facility pollution
- Umbrella/excess over professional and general liability
- Coverage for behavioral health, substance abuse facilities, and home health agencies
Limitations
- Hospital and large health system programs are handled by Markel Specialty – separate submission
- Workers' comp for healthcare must be placed separately
- Surgical centers and high-acuity clinical operations are selectively written