LimitedVerified Q1 2026
Source: Coterie Insurance – Eligibility Guidelines
Coterie Insurance: Healthcare / Medical Insurance Appetite
Coterie can insure the smallest non-clinical healthcare businesses – health coaches, wellness consultants, and medical billing offices. Any practice with direct patient care needs malpractice from a specialty medical liability market. Coterie's healthcare appetite is very narrow and limited to administrative operations.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Professional Liability |
Premium Range
$800-$3,000
Typical annual premium
Target States
48 states (limited availability for healthcare classes)
Key Features
- BOP available for non-clinical healthcare offices and health consultants
- Professional liability for health coaches and wellness practitioners
- Instant-issue process for qualifying healthcare businesses
- Low minimum premiums for solo health practitioners
- Digital certificates for facility compliance
Limitations
- No medical malpractice coverage available
- Clinical practices, labs, and surgical centers are excluded
- Dental, chiropractic, and veterinary practices do not qualify