Source: Carrier website and product data
Pie Insurance: Plumbing Contractors Insurance Appetite
Pie Insurance explicitly targets construction as a focus segment. Fully digital quoting and binding process — Pie Insurance's platform is designed for fast turnaround on small plumbing contractors accounts. Water damage from faulty installation is the #1 claim — completed operations limits should match largest project value
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
Premium Range
$1,600-$7,500
Typical annual premium
Target States
37 states + DC
Key Features
- Workers' Compensation Insurance program — Helps businesses care for an injured employee by supplementing medical costs and for plumbing contractors class codes
- Pie Insurance offers completed operations coverage for water damage claims that surface months after installation
- Pie Insurance offers tools and equipment floater for job-site theft protection
- Pie Insurance offers competitive experience mod-based pricing for clean WC accounts
- Online quoting available — agents can get plumbing contractors quotes without calling underwriting
Limitations
- No commercial auto available — must be placed separately for plumbing contractors accounts with vehicles
- Asbestos abatement and mold remediation work is typically excluded — needs separate environmental policy
- Underground utility boring and directional drilling may face underwriting restrictions
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