PreferredVerified Q1 2026
Source: Carrier website and product data
EMPLOYERS: Plumbing Contractors Insurance Appetite
EMPLOYERS has strong appetite for plumbing contractors accounts. Water damage from faulty installation is the #1 claim – completed operations limits should match largest project value
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$1,600-$7,500
Typical annual premium
Target States
All 50 states + DC
Key Features
- Workers' Compensation Insurance program – Workers' compensation insurance tailored for small businesses in low-to-medium h for plumbing contractors class codes
- EMPLOYERS offers completed operations coverage for water damage claims that surface months after installation
- EMPLOYERS offers tools and equipment floater for job-site theft protection
- EMPLOYERS offers competitive experience mod-based pricing for clean WC accounts
- Online quoting available – agents can get plumbing contractors quotes without calling underwriting
Limitations
- No commercial auto available – must be placed separately for plumbing contractors accounts with vehicles
- Asbestos abatement and mold remediation work is typically excluded – needs separate environmental policy
- Underground utility boring and directional drilling may face underwriting restrictions
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