Source: Carrier website and product data
Chubb: Plumbing Contractors Insurance Appetite
Chubb writes plumbing contractors at standard terms for clean accounts. Chubb's underwriting targets well-established plumbing contractors businesses with strong financials and clean loss history. Premium reflects broader coverage and higher carrier financial strength. Water damage from faulty installation is the #1 claim — completed operations limits should match largest project value
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
Premium Range
$5,600-$37,500
Typical annual premium
Target States
All 50 states + DC
Key Features
- Plumbing Contractors class is accepted with standard pricing
- Chubb provides completed operations coverage for water damage claims that surface months after installation
- Chubb provides tools and equipment floater for job-site theft protection
- Chubb provides competitive experience mod-based pricing for clean WC accounts
- Online quoting available — agents can get plumbing contractors quotes without calling underwriting
Limitations
- No commercial auto available — must be placed separately for plumbing contractors accounts with vehicles
- No workers' compensation available — agents need a separate WC carrier for plumbing contractors employees
- Asbestos abatement and mold remediation work is typically excluded — needs separate environmental policy
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