Pie Insurance: Electrical Contractors Insurance Appetite

Pie Insurance explicitly targets construction as a focus segment. Fully digital quoting and binding process – Pie Insurance's platform is designed for fast turnaround on small electrical contractors accounts. Fire from electrical work is the top completed operations risk – carriers scrutinize 5-year loss history carefully

Available Lines

Line of Business
General Liability
Commercial Property
Workers' Compensation

Premium Range

$2,000-$9,000

Typical annual premium

Target States

37 states + DC

Key Features

Workers' Compensation Insurance program – Helps businesses care for an injured employee by supplementing medical costs and for electrical contractors class codes
Pie Insurance offers broad completed operations covering fire claims from wiring errors discovered years later
Pie Insurance offers competitive rates for licensed master electricians with clean loss history
Online quoting available – agents can get electrical contractors quotes without calling underwriting

Limitations

No commercial auto available – must be placed separately for electrical contractors accounts with vehicles
High-voltage line work (above 440V) is typically excluded from standard contractor programs
Solar panel installation may require separate endorsement or specialty program

Compare Other Carriers for Electrical Contractors

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