EMPLOYERS: Electrical Contractors Insurance Appetite

EMPLOYERS explicitly targets electricians as a focus segment. Fire from electrical work is the top completed operations risk – carriers scrutinize 5-year loss history carefully

Available Lines

Line of Business
Workers' Compensation

Premium Range

$2,000-$9,000

Typical annual premium

Target States

All 50 states + DC

Key Features

Workers' Compensation Insurance program – Workers' compensation insurance tailored for small businesses in low-to-medium h for electrical contractors class codes
EMPLOYERS offers broad completed operations covering fire claims from wiring errors discovered years later
EMPLOYERS offers competitive rates for licensed master electricians with clean loss history
Online quoting available – agents can get electrical contractors quotes without calling underwriting

Limitations

No commercial auto available – must be placed separately for electrical contractors accounts with vehicles
High-voltage line work (above 440V) is typically excluded from standard contractor programs
Solar panel installation may require separate endorsement or specialty program

Compare Other Carriers for Electrical Contractors

Back to EMPLOYERS Profile