Source: Carrier website and product data
Liberty Mutual: Electrical Contractors Insurance Appetite
Liberty Mutual explicitly targets construction (includes small projects to large complex programs.) as a focus segment. Fire from electrical work is the top completed operations risk — carriers scrutinize 5-year loss history carefully
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Inland Marine |
Premium Range
$5,800-$36,000
Typical annual premium
Target States
All 50 states + DC
Key Features
- Workers compensation program — Helps businesses improve safety, protect employees, and control workers' compens for electrical contractors class codes
- Liberty Mutual offers broad completed operations covering fire claims from wiring errors discovered years later
- Liberty Mutual offers competitive rates for licensed master electricians with clean loss history
- Liberty Mutual offers inland marine covering specialized testing equipment and tools
- Online quoting available — agents can get electrical contractors quotes without calling underwriting
Limitations
- High-voltage line work (above 440V) is typically excluded from standard contractor programs
- Solar panel installation may require separate endorsement or specialty program
- Fire alarm and security system installation work may be classified differently and surcharged
Compare Other Carriers for Electrical Contractors
$5,000-$30,000
$5,800-$36,000
$5,800-$36,000
$7,500-$36,000
$5,000-$30,000
$5,800-$36,000
$2,000-$9,000
$5,000-$30,000
$5,000-$30,000
$5,000-$30,000
$5,000-$30,000
$6,500-$30,000
$2,000-$9,000
$7,500-$36,000
$7,000-$45,000
$5,800-$36,000
$5,800-$36,000
$5,000-$30,000
$5,000-$30,000
$5,800-$36,000
$5,000-$30,000
$5,800-$36,000
$5,800-$36,000
$5,000-$30,000
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote